Residential Warranty Company, LLC (RWC) - an innovator in the warranty industry and the nation’s leading new home warranty provider - is proud to celebrate a long track record of high home warranty ratings!

For the twelfth consecutive year, Western Pacific Mutual Insurance Company, a Risk Retention Group (WPMIC) has earned an A.M. Best rating of “A- (Excellent).” WPMIC is the insurer for new home warranties provided by RWC and its affiliated company, MHWC, and for general liability insurance provided to home builders through the RWC Insurance Advantage (RIA) program.

The A.M. Best Company is the oldest, most experienced rating agency in the world and has been reporting on the financial condition of insurance companies since 1899. As a full-service credit rating organization, A.M. Best is dedicated to serving the financial services industries, focusing on the insurance sector. Best’s ratings represent the current and independent opinion of a company’s financial strength and ability to meet obligations to its policyholders and are only assigned after an extensive quantitative and qualitative evaluation of a company’s financial strength, operating performance, and market profile.

A.M. Best’s “Excellent” rating is ascribed to companies that, in their opinion, “have an excellent ability to meet ongoing obligations.” WPMIC’s "Excellent" rating, current as of March 1st, 2014, reflects its sound capitalization, historically favorable operating performance, positive cash flow, and conservative reserve levels. Additionally, the rating recognizes WPMIC’s history of maintaining sufficient capital to support its ongoing obligations and the effective management of its long-term exposure to loss.


Residential Warranty Company, LLC is a leading provider of insured home warranties to the building industry. Builders seeking options in coverage, sensible home warranty protection, and assistance in dealing with customer service, choose RWC. In business for over 30 years, RWC has warranted over 3 million homes. An extensive “menu of choices” in both home warranties and general liability insurance is available, enabling builders to reduce their liability and increase the marketability of their homes. Become a member today!

If you are new to RWC and have never reviewed our home warranty plans, especially our Customized State Warranty Program, now’s the time!

The Customized State Warranty (CSW) is the most unique and specialized home warranty program in the industry. Each customized warranty is specifically crafted in adherence to each state’s statutes regarding new home warranties.

As a home builder, there are several reasons for you to consider incorporating the Customized State Warranty into your risk management and marketing plan:

CSW Advantages:

  1. The CSW series complies with the statutes of repose in each state.
  2. Warranty fees are priced at affordable flat rates per home.
  3. No deposits are required.
  4. Home warranty terms meet state requirements.
  5. Liability is limited to year one items only, unless state statutes dictate otherwise.
  6. RWC’s Insurer provides structural liability coverage from day one.
  7. First-year workmanship and materials standards are included.
  8. No mechanical obligations for builders in year two, unless state statutes dictate otherwise.
  9. Covers any home with a sales price of less than $2 million (condominiums excluded).
  10. Easy home enrollment through Warranty Express.
  11. Easy to understand warranty standards in a dynamic booklet - an excellent marketing tool!
  12. FREE mediation to resolve customer service issues, if needed.
  13. FREE marketing materials.
  14. Warranty expertise. RWC has been in business for over 30 years and has issued warranties on over 3 million homes!
  15. High home warranty ratings! RWC’s Insurer has received a rating of "A- (Excellent)" by A.M. Best for over 10 consecutive years.

The last economic crisis hit many builders hard. Many were forced out of business. If you’re a home builder looking for a marketing edge, an independently written, insured third-party warranty goes a long way to ease buyers’ fears regarding potential economic obstacles. With a RWC home buyer protection plan in place, buyers know that their warranty will be there no matter what the future holds.

If you are already an RWC member, contact us to request sample home warranty books. We will deliver them to you as soon as possible!