About Us

Who We Are

Residential Warranty Company, LLC (RWC) is a top provider of third-party, insured home warranties for builders, remodelers, and manufacturers across the U.S. With over 40 years in the business, RWC is one of the oldest and largest names in the industry, providing homeowners with a strong foundation of security for their home. Since 1981, RWC has administered warranties on over 4 million homes.

Knowing that one size doesn't fit all, RWC offers a wide range of home warranties and services through a network of affiliated companies. This means you get comprehensive coverage and effective risk management tailored to your needs.

RWC's programs cover everything from new homes, remodeling projects, building systems, manufactured homes, detached garages, conversion projects, and commercial projects. Various commercial insurance lines are also available, including general liability, workers' comp, builder’s risk, and contractor’s equipment.

The warranty program’s insurer has held an "A- (Excellent)" rating by A.M. Best since 2001 and had over $130 million in surplus equity as of December 31, 2023. Thanks to hard work and diligence, RWC has become a trusted leader in new home warranty protection. When you join the RWC family, you benefit from 40 years of unmatched experience in the home warranty industry.

Our Trusted Affiliates

RWC is affiliated with a number of companies providing valuable warranties & other services to our Builder Members & their homeowners
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Home of texas

For Builders in texas

HOME of Texas (HOME) is the Lone Star State's leader in warranty innovation. Texas offers unique challenges to the building industry, and HOME addresses these risks with realistic and effective warranty coverage. Various options exist based on a Builder or Remodeler's needs. Options include 10-year major structural warranties, 10-year enhanced coverage warranties, and remodeler warranties.

Just like the RWC philosophy, HOME provides access to a variety of warranty programs and commercial insurance services to meet the varying needs of its Texas Members. The result is effective risk management and comprehensive coverage for improved long-term stability. Warranties issued by HOME are insured by a Texas Property & Casualty Insurance Company.

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For HUD-Code Builders & Manufacturers

MHWC was formed in 1989 by its sister organization, Residential Warranty Company, LLC, to provide written and insured manufactured home warranties to HUD-Code Manufacturers and Builder/Dealers across the country. The MHWC 10-year warranty provides written insured coverage in lieu of the implied warranty recognized by most states.

Offering written, insured, ten-year warranties designed specifically for the manufactured housing industry, MHWC warranties clearly identify the covered items, limitations, and exclusions. The MHWC program includes procedures for resolving warranty issues—a benefit for the Builder/Dealer as well as homeowners. This procedure can reduce costly litigation. MHWC warranties are also insured by the same insurer that backs the RWC warranties, one ranked "A" (Excellent) by A.M. Best since 2001.

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Key Estates Warranty

Extended Warranties for Resale Homes - Realtors

Key Estates Warranty is offered through Real Estate Professionals and is a certified extended warranty for appliances and mechanical systems for resale homes.

Unique to Key Estates Warranty is the opportunity to include economically-priced coverage on major structural components of an existing home in addition to the traditional appliances and systems coverage. More components are covered as "standard" than most of our competitors' products. The third component in Key Estates Warranty is a Structural Home Inspection done by a professionally licensed engineer. Together, these three components make Key Estates Warranty excellent coverage for any prospective homebuyer.

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Extended Warranties for Newly Built Homes - Builders

USHP, LLC is another RWC affiliate which was created to offer a line of economically-priced warranty products for appliances and mechanical systems on new homes under the brand(s) Platinum Advantage (which is available in IN, KS, MN, PA & TN) and Key Estates (used in all other states). 

This program is offered through Builders and is an extended warranty for appliances and mechanical systems for new site built homes and for new/pre-existing HUD-code homes. Coverage is flexible and homeowners can use the repair provider of their choice to perform service work as needed. If offered in conjunction with an RWC structural warranty, homeowners will receive the most comprehensive warranty package on the market. 

RWC Insurance Advantage

Various Lines of Commercial Insurance for Builders

RWC Insurance Advantage (RIA) is an insurance program designed exclusively for our builder members. Through RIA, RWC Members (and Members in affiliated programs) have access to various lines of commercial insurance including General Liability, Builder's Risk, and Contractor's Equipment, just to name a few. Because the RIA program is offered exclusively to our Builder members, we are able to avoid the high risks associated with other commercial operations. Thus, we keep the cost of claims low and pass the savings on to our builders.