As climate pressures intensify, builders are being asked to deliver homes that perform under more challenging conditions. The most effective place to start is at the site and planning level, where architects, engineers and builders work together.

How A Home’s Orientation Can Benefit the Owners

Orientation – the direction the home faces – remains one of the highest return decisions available. Street layouts, lot positioning and rooflines directly influence how a home manages solar gain and energy potential. Aligning homes along an east-west axis has multiple advantages to enhance comfort and reduce operational costs:

• allows southern roof planes and their overhangs to be optimized for both passive solar performance and future solar installation
• makes for effective winter-time passive heat gain and necessary summer shading, enhances natural daylighting and reduces discomfort and eyestrain regardless of climate zone
• reduces peak cooling loads, enhances occupant comfort, lowers energy use, and eases grid demand during the hottest parts of the day.

By reducing west-facing glass, optimizing southern and northern exposure, and incorporating properly sized overhangs, cooling loads can often be reduced. This can lead to:

• smaller HVAC systems,
• lower upfront costs,
• meaningful monthly savings, and
• better overall comfort

When paired with a solar-ready roof, energy costs can drop dramatically over time. For builders, these are compelling and easy to communicate benefits that improve both performance and marketability without adding construction complexity.

Natural Airflow As a Building Opportunity

By understanding prevailing winds and topography, communities can be designed to encourage cross-ventilation and other enhanced natural ventilation strategies. This can reduce reliance on mechanical systems and enhance comfort across a wide range of climates while providing a healthy indoor environment.

These strategies also contribute to resilience when the power goes out. A home designed to respond to the climate needs to do two things equally well:

1. Thrive in regular conditions that will be repeatedly experienced over its lifetime.
2. Survive extreme events that may only occur once or twice in a lifetime but would otherwise damage or destroy the home, like earthquakes and hurricanes.

A well-oriented, climate-responsive home can maintain more stable indoor temperatures, provide balanced glare-free natural light and support passive ventilation during power outages. In short, it continues to function, keeping it livable during adverse circumstances, which homeowners value.

“This article was reprinted with permission from NAHB.org”

If you’re in the market for a new home, you should shop for your builder as carefully as you shop for your home. Whether you are buying a condo, a townhouse, a log cabin, a traditional house in a subdivision or a custom-built house, you want to know that you are buying a good quality home from a reputable builder. Here are some tips to help you choose a builder.

Research Home Builders in Your Area

Once you have thought about the type of house you want, you can create a list of potential builders. There are several ways to start building a list of professionals.

The best place to start is by contacting your local home builders’ association to obtain a list of builders who construct homes in your area.

Review the real estate section of your local newspaper to learn which builders are active in your area, the types of homes they are building, and the prices you can expect to pay.

Ask for Home Builder Recommendations

Local real estate agents can help you find the perfect location or recommend builders. You can also ask friends and relatives about builders they have dealt with directly or ask them for the names of acquaintances who have recently had good experiences with a builder.

Visit and Tour New Homes in Your Community

Look at new homes whenever you can. Home shows and open houses are good opportunities to explore homes constructed by builders in your community. Model homes and houses displayed in home shows are often furnished to provide ideas for using the space.

When examining a home, look at the quality of the main features. Inspect the quality of the construction materials, cabinetry, carpeting, trimwork and paint. Do not hesitate to ask questions about the work’s quality or craftsmanship. What seems like an insignificant question might yield a meaningful answer. A professional builder or their representative should be able to answer your questions thoroughly.

Find out if the Home Builder has a Reputable Business

When you have a list of potential builders, it’s time to start learning more about them. Maintaining a reputable business is a significant component of being a professional home builder. A top-notch professional integrates best practices, writes clear contracts, has insurance, provides warranties, and more. Also, professional builders will explain the construction process and building schedule to the buyer.

Ask about Contracts, Pricing and Payment Schedules

A qualified builder will provide a written estimate and a detailed contract before beginning the work. The contract should spell out what work will and will not be performed and provide a payment schedule. You are not protected when something goes wrong if you don’t have a contract. Don’t hire anyone who tells you a contract “won’t be necessary.”

Inquire About a Home Builders Business Practices

In addition, a professional home builder will be able to provide you with a copy of their business license and show proof of their workers’ compensation and liability insurance. These critical elements will protect you from liability for job site injuries or property damage resulting from the work performed on your home. Better business management means better service for home owners because they can rely on the builder to perform with integrity.

Learn About a Builder’s Level of Customer Service

Home builders strive to construct a new home that will satisfy their customers. They are committed to client satisfaction and emphasize the importance of delivering outstanding service from every member of their team and maintaining a professional approach in every interaction.

Builders will outline how you communicate during the home building process and do their best to accommodate your preferences. It is best to have clear communication expectations and discuss the frequency and method. How you communicate early on with each other will set the tone throughout the building process.

Ask About a Home Builder’s Experience

A builder will usually share how long they have been in business. Longevity suggests financial stability, which is necessary for the home builder to complete the job and still be available if problems arise after the job is finished. You want to make sure they will be around after the construction is complete to service any warranties. Also, the more homes the company has completed, the more expertise the builder will bring to your project.

Building a home is a complex activity. A professional builder is familiar with the construction standards, proper materials, the process from start to finish, new technologies, and has a deep understanding of the minor details and various tools essential to constructing a quality home.

Learn About the Builder’s Industry Education and Involvement

Also inquire about their involvement with professional organizations, such as your local builders’ association. Groups like these keep their members informed about better equipment, tools depending on construction techniques, construction technologies, business practices and construction standards. Participation can be an indicator of a builder’s commitment to professionalism and the residential construction industry.

Always Ask Home Builders for References and Contact Them

Any high-quality builder should be ready to provide you with the names and phone numbers of satisfied customers. If they cannot, consider that a red flag and walk away. When reaching out to those former clients, ask about all the pieces of the project. How well did the Builder follow through on the initial plans? Did the Builder meet their expectations with the main features, build, budget, and timing? Remember the most telling question: Would they hire that Builder again if they could do it all over?

“This article was reprinted with permission from NAHB.org”

Previously, we discussed the appeal of the flex room to give homebuyers versatility in their home space. Another similar trend has been gaining traction in the industry thanks to a growing shift that is emerging among today’s buyers: the desire for separation, privacy, and personal retreat. As a result, the away room is making a strong comeback, creating a valuable opportunity for homebuilders to address evolving consumer preferences.

The concept of an away room is simple yet powerful. Unlike a flex room that is designed to serve multiple purposes, an away room is intentionally created as a place of escape. It offers homeowners a dedicated space to relax, recharge, focus, or simply enjoy a moment of solitude away from the activity of the main living areas. In an increasingly connected and often hectic world, that sense of personal refuge has become more important than ever.

Several factors are driving the resurgence of away rooms. First, households are busier and more diverse in how they use their homes. Family members may be working remotely, attending virtual classes, gaming, streaming entertainment, or pursuing hobbies simultaneously. While open-concept layouts encourage interaction, they can also create noise, distractions, and a lack of privacy. Homeowners are recognizing the value of having a separate space where they can disconnect from household activity without leaving home entirely.

Mental wellness has also become a significant influence on residential design. Buyers increasingly view their homes as sanctuaries rather than simply places to live. An away room provides an environment that supports relaxation, mindfulness, reading, creative pursuits, or quiet reflection. Whether used for meditation, conversation, music, or simply enjoying a cup of coffee in peace, these spaces contribute to a home's overall livability and emotional appeal.

Successful away rooms are distinguished by their location and atmosphere. Builders should consider placing them away from primary traffic patterns and active gathering areas. Proximity to a private courtyard, covered porch, or scenic outdoor view can further enhance the room's retreat-like character. Design elements such as larger windows, comfortable proportions, sound insulation, and softer lighting can help establish a calm and welcoming environment.

It’s important to note, the away room is not limited to luxury homes. Buyers across a variety of price points appreciate spaces that provide privacy and separation. Even a modestly sized room can become a highly valued feature when thoughtfully designed. In many cases, homeowners perceive greater value from a dedicated retreat space than from simply expanding common living areas.

From a marketing perspective, the away room offers builders a compelling differentiator. While many homes may feature similar square footage and amenities, few provide intentional spaces designed specifically for personal well-being. Showcasing an away room allows prospective buyers to envision a lifestyle that balances connection with privacy—a combination that speaks strongly in today's market.

As home design continues to evolve, builders who recognize the growing demand for personal retreat spaces will be well positioned to meet the needs of modern buyers. The resurgence of the away room reflects a broader shift in how people want to live: connected when they choose to be, but with the ability to step away when they need to. By incorporating thoughtfully designed away rooms into future floorplans, homebuilders can deliver homes that feel more functional, more comfortable, and ultimately more desirable.

The passage of the 21st Century ROAD to Housing Act marks a major step toward addressing America's housing shortage while supporting the residential construction industry. By reducing regulatory barriers, encouraging innovative building methods, and promoting the development of new housing, the legislation is expected to help builders deliver more homes to meet growing demand.

For builders, this creates new opportunities—but also increased responsibility. As more homes are built and more families achieve homeownership, buyers will continue to expect quality construction backed by trusted protection. That's where Residential Warranty Company (RWC) plays an essential role.

Supporting Builders in a Changing Housing Market
The ROAD to Housing Act is designed to streamline housing development and expand access to affordable homes by cutting bureaucratic red tape, increasing private investment, and modernizing federal housing programs. As builders respond to these opportunities, maintaining customer confidence becomes increasingly important.

Key Components of the 21st Century Road to Housing Act

Streamlining Construction & Planning: The law cuts costly red tape by streamlining and expanding exemptions from lengthy federal environmental reviews. It also empowers local communities to speed up permitting by utilizing pre-approved “pattern book” designs (such as duplexes and townhouses) and establishes guidelines for point-access block (single-stair) multifamily buildings.

Expanding Financing & Investment: It encourages private construction lending by lifting the Public Welfare Investment cap for supervised banks, increasing community banking operations, and updating FHA multifamily and manufactured housing loan limits. It also makes community land trusts eligible for HOME Program funding and adds new construction as an eligible use under the Community Development Block Grant (CDBG) program.

Protecting Individual Homebuyers: To expand access for everyday families, the law curbs unfair competition by restricting large institutional investors from buying additional single-family homes if they already own a massive portfolio.

An RWC structural warranty helps builders demonstrate their commitment to quality while providing valuable protection for homeowners. Backed by decades of experience, RWC warranty programs help reduce builder risk, offer a clear process for addressing structural warranty claims, and provide homeowners with added peace of mind.

Building Consumer Confidence
Today's homebuyers are making one of the largest investments of their lives. In a market where affordability and value are top priorities, a structural warranty offers reassurance that their new home is protected against qualified structural defects.

For builders, offering an RWC warranty can help:

• Differentiate your business in a competitive marketplace.
• Reinforce your reputation for quality craftsmanship.
• Increase buyer confidence during the purchasing process.
• Provide third-party warranty protection that supports long-term customer satisfaction.

Preparing for Growth
As the housing industry continues to evolve, builders who combine efficient construction practices with strong consumer protections will be best positioned for long-term success. Legislative efforts like the 21st Century ROAD to Housing Act are expected to encourage additional residential development, making trusted partnerships more valuable than ever.

Residential Warranty Company remains committed to supporting builders with industry-leading structural warranty programs, risk management resources, and exceptional customer service. Together, we can help build stronger communities while giving homebuyers the confidence they deserve. Whether you’re building your first home of the year or your thousandth, RWC is proud to be your partner in protecting what matters most.

When you buy a home—especially a newly built one—you’re not just investing in a place to live, but in long-term peace of mind. Two key protections often come into play: new home warranties and homeowners insurance. While they’re sometimes used interchangeably in conversation, they actually serve very different but complementary roles.

Educating your buyers on how each works can help them feel more confident in the coverage you are providing vs what they get with their insurance company, and therefore, be better prepared for the unexpected.

Two Types of Protection, Two Different Purposes
It helps to think of homeowners insurance and new home warranties as addressing different kinds of “what if” scenarios. Homeowners insurance focuses on sudden, accidental events—things like storms, fires, or theft. New home warranties focus on how the home was built, covering certain defects in materials or workmanship that may surface over time. Both are valuable, and together they provide a more complete safety net for homeowners.

What Homeowners Insurance Typically Covers
A standard homeowners insurance policy is designed to protect your home and belongings from unexpected damage or loss. Common coverage includes:
- Fire and smoke damage
- Weather-related events like wind, hail, or lightning
- Theft or vandalism
- Certain types of water damage (such as a burst pipe)
- Personal liability protection

Example: If a strong storm causes a tree to fall and damage your roof, your homeowners insurance would typically cover the repairs (subject to your deductible and policy terms). However, insurance is not intended to cover everything. It generally doesn’t apply to gradual issues, routine wear and tear, or concerns related to how the home was originally constructed.

What a New Home Warranty Covers
A new home warranty, provided by you, the builder, offers coverage for specific aspects of a home’s construction. Coverage and terms may vary depending which variety you choose, but using a standard 1-2-10 warranty as an example, they are usually structured in phases:
- Year 1: Coverage for workmanship and materials (e.g., drywall, trim, finishes)
- Years 1–2: Coverage for major systems like plumbing, electrical, and HVAC
- Up to 10 years: Structural coverage for key load-bearing components

Example: If you notice that a door isn’t closing properly due to settling or that tile was not installed as expected, those types of concerns may fall under your warranty coverage rather than insurance.

Why Structural Warranty Coverage Matters
One of the most important components of a new home warranty is the structural coverage. This portion focuses on the core elements that support the home, such as: foundation, framing, load-bearing walls, and roof structure, just to name a few. These elements are essential to the home’s stability and long-term performance.

A Closer Look
While modern construction follows strict standards and inspections, homes are complex structures built from many materials and systems working together. Occasionally, underlying issues can emerge over time. Structural repairs, when needed, can be significant in scope and cost. Addressing foundation movement or framing concerns, for example, may involve specialized work that goes well beyond typical home maintenance.

It’s also important to note that homeowners insurance is not designed to cover structural concerns related to construction or long-term settling. That’s why structural warranty coverage plays such a valuable role—it helps bridge that gap.

How Warranties and Insurance Work Together
Rather than overlapping, these protections complement each other. Insurance helps with sudden, external events while a warranty helps with certain construction-related concerns.

Side-by-Side Example:
A pipe bursts due to freezing temperatures → Insurance may cover the damage. If a pipe develops a leak due to an installation issue → Warranty may address the repair
Having both in place means you’re better protected across a wider range of situations.

Tips for Home Buyers and Homeowners
If you’re purchasing a newly built home, consider these tips:
- Review the details of your builder’s warranty, including what’s covered, what's not, and the warranty term.
- Understand how to submit a claim if an issue arises.
- Ask whether the warranty is transferable if you sell your home.
- Maintain a comprehensive homeowners insurance policy and review it annually.

What It All Comes Down To
A new home is an exciting milestone, and today’s homes are built with care, expertise, and evolving standards. Even so, having the right protections in place adds an extra layer of reassurance.
And since homeowners insurance and new home warranties each play a distinct role, understanding how each works isn’t just helpful—it’s a smart step toward protecting your home for years to come.

By Victoria Sontheimer, RWC

Did you know that there is a specially designated number you should call before starting any digging projects? 811 is the (free) phone number you need to call before digging to protect yourself and others from unintentionally hitting underground utility lines.

There are millions of miles of buried utilities beneath the surface of the earth that we don't even think about but are vital to everyday living like water, electricity and natural gas. By simply calling, you'll help prevent unintended consequences such as injury to you or your family, damage to your property, utility service outages to the entire neighborhood and potential fines and repair costs.

Most contractors know that they need to find out what’s underground before beginning to break ground, but there may be some finer points of safe digging that you’re not aware of.

How exactly does this 811 thing work?

Simply call 811 from anywhere in the country a few days prior to digging, and your call will be routed to your local call center. Tell the operator where you're planning to dig. Your affected local utility companies will be notified about your intent to dig and will send locators to your dig site to mark the approximate location of buried lines with flags or paint.

When can I begin my digging project?

Wait for the marks! Utilities will mark their buried lines on your dig site. Most crews will arrive to mark your dig site with paint or flags within a few days and will make sure you know where to avoid digging so you don't hit buried utilities. Remember there may be multiple utility lines in the same area. Be sure to check your state laws for specific information. It's also a good idea to call and confirm that all affected utility operators have responded to your request and located accurately. (State laws vary on the process for confirmation; check with your local one-call center for more information.)

It's finally time!

Now it's time to roll up your sleeves and get to work - but respect the marks! Make sure to always dig carefully around the marks, not on them. State laws generally prohibit the use of mechanized equipment within 18-24 inches of a marked utility, which is called the “tolerance zone”. If you must dig near the marks, hand dig or use vacuum excavation to expose the facility. After exposing the facility, avoid using mechanized equipment within the same tolerance zone.

The marks provided by the affected utility operators are your guide for the duration of your project. If you are unable to maintain the marks during your project, or the project will continue past your request’s expiration date, please call 811 to ask for a re-mark. In addition, if excavation equipment is removed from a work site for more than two (2) business days, you must notify the call center again.

Also keep in mind that some utility lines may be buried at a shallow depth, and an unintended shovel thrust can bring you right back to square one - facing potentially dangerous and/or costly consequences. Don't forget that erosion or root structure growth may shift the locations of your utility lines, so remember to call again each time you are planning a digging job. Safe digging is no accident!

Source: call811.com and ccicomply.net

A home is one of the biggest investments a person will ever make and in order to keep that home glowing and increasing in value, a well-maintained property should be the goal for years to come. Of course, a warranty will provide protection, but seasonal maintenance by the homeowner is also key to long-lasting digs. As a professional in the industry, you’ve seen first-hand what irresponsibility will do to a residence. It’s imperative to remind your buyers that even though a home may be brand spanking new, regular maintenance is absolutely necessary to ensure safety, comfort, and retain resale value.

It’s easy to preach to a homebuyer about keeping up with seasonal tasks and send them on their merry way, but why not arm them with a comprehensive list of things they should be aware of? Steer them toward RWC's "season maintenance checklist" under the Homeowner's tab. This is a great tool for homeowners to stay on top of things. Furthermore, you as the builder must have gathered hundreds of maintenance tips during your career. Offer up those tips and hints as you meet with your clients throughout the home building journey.

Just for fun, here is a home maintenance quiz that will test your know-how. While this quiz does not address every conventional home maintenance project, it does provide helpful tips that may have been overlooked.

1. How often do forced-air furnace filters need to be changed?
At least every three months during the heating season.
2. What part of the faucet usually needs to be replaced when you have a water leak?
The washer.
3. Should you run hot or cold water through your garbage disposal?
Cold water.
4. How often should the moving parts of garage doors be oiled?
Every three months.
5. What tools can you use to unclog your drains?
A plunger and a plumber’s snake.
6. What tool can be used to unclog a toilet?
Coil spring-steel auger.
7. What faucet part needs to be cleaned every three to four months?
Aerator — the screen inside the end of the faucet.
8. What can you use for traction on icy sidewalks, steps, and driveways?
Cat litter or sand — never use salt because it damages the pavement.
9. Where should the fire in your fireplace be built?
On the irons or grate, never on the fireplace floor.
10. What will prevent soot and add color to the fire in your fireplace?
Throw in a handful of salt.
11. Where should your firewood be stored?
Outside, away from your house and not directly on the ground.
12. What helps keep unpainted concrete floors easy to keep clean?
Concrete Sealer.
13. What should you use to clean unpainted concrete floors?
A solution of 4 to 6 tablespoons of washing soda in a gallon of hot water. Mix scouring powder to the solution for tough jobs.
14. Why should frozen pipes be thawed slowly?
Frozen pipes should be thawed slowly to prevent the formation of steam, which could cause the pipe to burst.
15. How often should your roof be inspected?
A qualified roofer should inspect your roof every three years.
16. What should be regularly checked on your security system?
The alarms and circuit breakers should be checked to make sure they are in working order and the sensors should be inspected one by one.
17. At what temperature should your water heater be set?
120 degrees Fahrenheit
18. How often do skylights need to be inspected?
Skylights should be inspected each time your roof is inspected so leaks don’t develop from cracks and interruptions around its seals, caulking and flashings.
19. What can you use to help a window slide easily?
Rub the channel with a piece of paraffin.
20. What should you look for when you inspect your siding yearly?
Determine if wood-sided homes need to be repainted; check to see if the caulking around the windows and doors has split and cracked, and replace the caulk; clean the mildew; trim shrubbery away so it does not touch the siding.

(Quiz provided by NAHB.org)

You know homebuyers. They always have lots of questions. And not only just for you but they want to know about the products you used in their home. Below are many of the questions we get on a regular basis about the warranty you are providing with the homes you build. We just thought you should know in case any of these questions come up in your own conversations with your customers.  If you need more information, don’t hesitate to give us a call.

What is the value of an RWC warranty to my homebuyers?
- An RWC warranty provides insured, written coverage on various items for a specific period of time.
- Third party assistance to resolve customer service issues is available under all of our programs.
- Homeowners receive a clearly written warranty document spelling out exactly what is and is not covered.
- The resale value of your buyer’s home is increased when our warranty is transferred to the next owner.
- Homeowners have assurance that assistance is available if a covered item is defective.
- Builders wishing to use RWC or an Affiliate’s warranty must demonstrate technical competence, financial stability and ethical business dealings with their customers. Knowing that your builder is a member of one of our programs is assurance that these standards have been met or exceeded.
- The average cost to repair a structural failure exceeds $30,000. Having a warranty in place means that covered structural components will be repaired without causing you or your homeowner serious financial hardship.
- There is a greater likelihood of a major structural defect developing in a home than there is a fire which causes major damage. Homeowners probably have insurance to protect against fire damage. Why not be protected from structural failures as well?

What exactly is covered under my warranty?
RWC and Affiliates have over 75 different warranty options. So the answer to this question depends on which warranty was placed on the home. Coverage varies depending on the program selected by the Builder and the state in which the home is located. Refer to the warranty book received at closing for exact coverage and warranty terms.

How does a homeowner start the claims process?
The specific procedures to address a potential defect in a home are spelled out in the warranty book. The homeowner must send written documentation either by email to RWC at warranty.resolution@rwcwarranty.com or via certified mail, return receipt requested in order to initiate this process. We do not accept telephone or fax requests at this time.

What are mediation and arbitration?
RWC knows that, in the majority of cases, the root of many disputes is the lack of communication between a builder and a homeowner. Sometimes, all it takes to get an issue resolved is someone to take on the role of mediator and assist the others in coming to a fair and reasonable agreement, based on the warranty standards provided. Prior to heading to formal arbitration or costly litigation, RWC does its best to mediate disputes between Members and Homeowners.

Arbitration is a formal process conducted by an independent, neutral arbitrator to resolve disputes between two or more parties. In the case of our warranty programs, RWC uses arbitrators experienced in arbitrating residential construction matters. Unless prohibited by law, the decision of the arbitrator under our programs is binding on all parties, including the homeowner as well as the builder.

Your buyer has questions about the paperwork received regarding their home’s enrollment (duplicate book, incorrect information on Application for Warranty, etc). How do they contact RWC?
For questions regarding the Application for Warranty Form or any other Enrollment Paperwork issue, the homeowner may contact our main office at 717-561-4480 or click here and fill out our information request form.

The last couple decades have seen dramatic changes in the relationship between builders and their customers. A generation ago construction defect litigation rarely affected builders. In many jurisdictions, the old legal maxim caveat emptor, or “let the buyer beware”, applied to the sale of new homes. Twenty-first-century American society has turned that principle on its head. A more accurate watchword in these times is caveat builder or “let the builder beware” of litigious homeowners and plaintiffs' attorneys bent on making a lucrative monetary recovery in court for every perceived defect in every new home.

Residential construction litigation has increased in frequency and expense dramatically in the past two decades and exponentially in the past few years. Homeowners recover hundreds of millions of dollars from builders every year, and a typical settlement of a condominium association claim is not measured in thousands of dollars, but in millions of dollars.

A recent study revealed that more than half of all homeowner claims are about actual work performed in the building of the house and not about design, materials or maintenance. These complaints can create logistical headaches for builders and can lead to litigation that is expensive and tends to distract builders from their primary focus of building and selling homes. Express home warranties reduce the work, anxiety, and expense of these kinds of claims by spelling out the rights and remedies of the parties and by providing for arbitration, a quick and relatively inexpensive method for resolving disputes.

Arbitration provisions in express warranties provide that mutually agreed upon, neutral arbitrators hear the evidence from the parties and determine, without passion or prejudice for either side, who owes what to whom. Because most arbitration services have streamlined procedures, and because there are no juries for whom the lawyers must “dramatize” the case, arbitrations often result in less expense and reduced animosity between the parties.

In today's world, there is no reason why builders or homeowners should beware of dealing with each other after the settlement on a new home. If a builder provides his customer with an express warranty administered by a neutral third party, such as a new home builder warranty by RWC, both the builder and the homeowner can enjoy peace of mind because they have a clear and written description of how the home should perform and a quick, fair, and inexpensive process for resolving any disputes that might arise. All of RWC's warranty programs include out effective warranty resolution process which includes mediation and, if needed, formal arbitration.

If you need information on the procedures and/or rates to enroll ALL your building projects (remodeling, commercial, detached garages, condominiums, townhomes, etc.) with RWC to provide yourself with the most warranty protection available, contact your Account Executive at 800-247-1812, Ext 2149.

As the saying goes, you have to spend money to make money. Of course, everyone wants the promise of a great return-on-investment (ROI) on home renovations, but not all projects will yield a lofty payout. Decisions today can make or break a sale years down the road. So how does one choose which projects to tackle? Real estate guru Homeadvisor.com states these are the top five remodeling projects that will give homeowners the best bang for their buck:

FIBERGLASS INSULATION: 107.7% ROI: New insulation isn't exactly #1 on a home owner's to-do list, but those puffy sheets of energy efficiency will warm wallets with long-lasting savings. Insulation may not be pretty to look at, but it saves money and improves comfort.

ENTRY DOOR REPLACEMENT: 90.7% ROI: Secure and attractive! A quality steel door is a great choice for a home upgrade, plus it provides extra security and prevents unwanted drafts.

MANUFACTURED STONE VENEER: 89.4% ROI: Cheaper than natural options, engineered stone siding will give a home the revival it deserves while keeping the budget in mind. And as a bonus, today's fabricated products look just like the real thing! Natural stone also tends to put stress on the frame and foundation, so it's a win-win for this lighter alternative.

GARAGE DOOR REPLACEMENT: 85% ROI: Not only an aesthetic renovation, replacing the garage door also serves other purposes such as improved security and energy efficiency. A fresh design will surely give the home's exterior a boost in curb appeal.

MINOR KITCHEN REMODEL: 80.2% ROI: Small kitchen remodels ranging from $5,000 to $25,000 boasts a favorable return. Kitchens tend to be the hub of the home, so it only makes sense to make it work in your favor. Whether simple changes or reflowing the layout -- improving the design and usability of the space will pack a punch.