Residential Warranty Company, LLC (RWC) is a leading provider of third-party, insured home warranties to Builders, Remodelers & Manufacturers throughout the US. In business over 40 years, RWC is one of the nation’s oldest and largest providers of written insured new home warranties, providing homeowners with a strong foundation of security for their home. Since 1981, RWC has administered warranties on over 4 million homes.
Builders, Remodelers, Manufacturers and Commercial Contractors looking for options in coverage, for reliable warranty protection, and for assistance in dealing with complex customer service issues choose RWC and its Menu of Choices for solutions. Understanding that just one warranty rarely meets everyone’s needs, RWC has created a “menu” of home warranties & services through a network of affiliated companies. The result is comprehensive coverage and effective risk management for the greatest long term stability.
Available programs include warranties for new homes, remodeling projects, building systems, manufactured homes, detached garages, conversion projects and commercial projects. Also available are various commercial lines of insurance including general liability, workman’s comp, builder’s risk and contractor’s equipment exclusively for members through the RWC Insurance Advantage. Home enrollment is simple through our online Warranty Express system. Known as an “Innovative Leader”, RWC is considered an expert in the field of risk management.
RWC’s goal is to provide a level of security to homeowners and Builders alike and has devoted four decades to that purpose across the country. The insurer for the warranty programs has maintained a rating of “A- (Excellent)” by A.M. Best continuously since 2001 and has over $130 million in surplus equity as of December 31, 2021. Being able to provide a variety of services to our customers is the result of much hard work and due diligence along the way. Over the years, RWC has established itself as a rock-solid leader in providing new home warranty protection. The appeal of our program is that when you become part of one of the companies in the RWC “Family”, you benefit from 40 years of leadership and experience that is unrivaled in the home warranty industry.
HOME of Texas (HOME) is the Lone Star State’s leader in warranty innovation. Texas offers unique challenges to the building industry and HOME addresses these risks with realistic and effective warranty coverage. Various options exist based on a Builder or Remodeler’s needs. Options include 10-year major structural warranties, 10 year enhanced coverage warranties, and remodeler warranties.
10 Year New Home Warranties provided by HOME of Texas are third-party insured warranties, providing a specific set of written standards to spell out coverage. Ten-year warranties are an effective way to deal with a variety of issues including customer service, marketing, and mandated new home legislation.
Just like the RWC philosophy, HOME provides access to a variety of warranty programs and commercial insurance services to meet the varying needs of its Texas Members. The result is effective risk management and comprehensive coverage for improved long term stability. Warranties issued by HOME are insured by a Texas Property & Casualty Insurance Company.
MHWC was formed in 1989 by its sister organization, Residential Warranty Company, LLC, to provide written & insured manufactured home warranties to HUD-Code Manufacturers and Builder/Dealers across the country. Due to advancements in technology and to the increasing demand for affordable homes, the manufactured housing industry has experienced continued growth. More and more buyers are choosing manufactured homes. MHWC steps up to the plate and offers a variety of both standard coverage warranties as well as structural only plans so Members have access to warranty products that fit their business model.
MHWC provides an additional reason for homeowners to purchase manufactured homes. The MHWC 10 year warranty provides written insured coverage in lieu of the implied warranty recognized by most states. The benefits of MHWC continue long after the sale. As long as the home remains on the original site, warranty coverage is automatically transferred to subsequent owners — an extra plus for your sales team.
Offering written, insured, ten-year warranties designed specifically for the manufactured housing industry, MHWC warranties clearly identify the covered items, limitations and exclusions. The MHWC program includes procedures for resolving warranty issues — a benefit for the Builder/Dealer as well as homeowners. This procedure can reduce costly litigation. MHWC warranties are also insured by the same insurer that backs the RWC warranties, one ranked “A- (Excellent)” by A.M. Best since 2001.
Key Estates Warranty is another RWC affiliate which was created to offer economically-priced warranty products for appliances and mechanical systems.
Key Estates Warranty is offered through Real Estate Professionals and is a certified extended warranty for appliances and mechanical systems for resale homes. Unique to Key Estates Warranty is the opportunity to include economically-priced coverage on major structural components of an existing home in addition to the traditional appliances and systems coverage. More components are covered as “standard” than most of our competitors’ products. The third component in Key Estates Warranty is a Structural Home Inspection done by a professionally licensed engineer. Together, these 3 components make Key Estates Warranty excellent coverage for any prospective homebuyer.
USHP, LLC is another RWC affiliate which was created to offer a line of economically-priced warranty products for appliances and mechanical systems on new homes (Platinum Advantage) and resale homes (Key Estates as shown above)
Platinum Advantage is offered through Builders and is an extended warranty for appliances and mechanical systems for new site built homes and for new/pre-existing HUD-code homes. Coverage is flexible and homeowners can use the repair provider of their choice to perform service work if needed. If offered in conjunction with an RWC structural warranty, homeowners will receive the most comprehensive warranty package on the market.
RWC Insurance Advantage (RIA) is an insurance program designed exclusively for our builder members. Through RIA, RWC Members (and Members in affiliated programs) have access to various lines of commercial insurance including General Liability, Workman’s Comp, Builder’s Risk and Contractor’s Equipment, just to name a few. Because the RIA program is offered exclusively to our Builder members, we are able to avoid the high risks associated with other commercial operations. Thus, we keep the cost of claims low and pass the savings on to our builders.
Payco Building Supplies (Payco) has been serving the areas building supply needs for over 30 years. Payco offers a great selection of world-class products. The company has grown to a state of the art operation with over 50,000 sq. ft of warehouse storage. Our efficient delivery systems along with the latest in high tech computerized inventory management allow PAYCO to bring everyday low prices to you.
Payco Building Supply carries several brands of some of the best in replacement and new construction windows to fit any need or budget. High quality, name-brand door systems for increased curb appeal or to enhance the beauty and value of your home are available. Cabinetry on hand includes both the Yorktowne Cabinetry and Showplace Cabinetry brands. Payco carries ClosetMaid brand wire and laminate shelving offering a variety of storage solutions for bedroom closets, kitchens, and garages. The company also carries a line of plumbing fixtures as well as a complete line of lighting to go along with many types of hardware items.